Disclaimer

1. Nature of Service

GetFunded-Open is a financial technology platform that facilitates connections between borrowers and lenders. We are not a bank, credit union, or direct lender. We do not:

• Make credit decisions or loan approvals
• Guarantee loan approval or funding
• Set interest rates or loan terms
• Provide financial advice or investment guidance
• Insure or guarantee loan repayment

2. Investment and Lending Risk

3. No Financial Advice

We do not provide financial, investment, legal, or tax advice. Any information on our platform is for general informational purposes only and should not be considered as:

• Professional financial advice
• Investment recommendations
• Legal counsel
• Tax guidance
• Credit counseling

You should consult with qualified professionals before making any financial decisions.

4. Information Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties regarding:

• Accuracy or completeness of borrower information
• Reliability of credit assessments or risk ratings
• Timeliness of platform data updates
• Correctness of loan terms or payment calculations
• Validity of third-party information

All information should be independently verified before making investment or borrowing decisions.

5. Past Performance

6. Third-Party Services

Our platform may integrate with or link to third-party services, including:

• Credit bureaus and reporting agencies
• Payment processors and banking partners
• Identity verification services
• Document management providers
• External financial institutions

We are not responsible for the actions, policies, or services of these third parties.

7. Regulatory Compliance

Financial regulations vary by state and jurisdiction. Users are responsible for:

• Understanding applicable laws in their jurisdiction
• Ensuring compliance with lending regulations
• Meeting tax reporting obligations
• Obtaining required licenses or permits
• Following consumer protection laws

8. Technology Limitations

Our platform depends on technology systems that may experience:

• Temporary outages or maintenance periods
• Data processing delays
• Software bugs or technical errors
• Connectivity issues
• Security vulnerabilities

We are not liable for losses resulting from technology limitations or failures.

9. No Guarantee of Service

We do not guarantee:

• Continuous availability of our platform
• Successful loan matching or funding
• Specific investment returns or outcomes
• Resolution of disputes between users
• Recovery of invested funds
• Continuation of our business operations

10. Limitation of Liability

11. Forward-Looking Statements

Our platform may contain forward-looking statements about:

• Expected loan performance
• Projected returns or outcomes
• Future platform features
• Market trends and conditions
• Business expansion plans

These statements are based on current expectations and involve risks and uncertainties that could cause actual results to differ materially.

12. User Responsibility

By using our platform, you acknowledge that you:

• Have read and understood all terms, conditions, and disclaimers
• Are legally capable of entering into financial agreements
• Will conduct your own due diligence before investing or borrowing
• Understand the risks involved in peer-to-peer lending
• Will not rely solely on our assessments or recommendations
• Will seek professional advice when appropriate

13. Modifications

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the platform constitutes acceptance of any modifications.

14. Contact Information

If you have questions about this disclaimer, please contact us: